How do you make sure you can take the best medicine at the most convenient time?

By now, most of us have heard the news that doctors are now required to write prescriptions that cover all of their patients’ expenses.

That includes travel, food, and gas.

But it doesn’t stop there.

Many doctors have to cover their own costs as well, and the costs of prescription drugs are skyrocketing.

For example, you might be charged an additional $10 for a medication you’re supposed to use every day. 

To make sure your insurance will pay for those medications, you’ll need to know how to figure out the right way to pay for them. 

1.

How much does it cost to take the right medication? 

If you want to be sure you’re taking the right medicine for your condition, you should first look up what the costs are for each type of prescription drug. 

In general, you can expect to pay $25-$100 for each drug you need.

If you’re buying generic medication, you’re probably going to pay about $10-$15 per pill. 

2.

What’s the right price for a generic medication?

If you’re shopping for a specific medication, here are some tips to help you figure out what you can afford. 

First, you need to look at the price of the generic version of the drug.

If the generic has the same active ingredient as the brand you’re looking at, you may be able to get a lower price. 

Secondly, you want a generic version that has an equivalent in the brand that you’re using. 

If the brand is similar, you don’t need to worry about it, but if it’s a brand new brand, you will want to look for a brand-new brand of the same ingredient. 

3.

Can I get an additional discount for having the right insurance? 

Some insurance plans are able to make it easier for you to get discounts on generic versions of medications.

For instance, if you have a family plan with a generic plan, you could get a $20 off coupon for your prescription for a month. 

4.

Can you get a discount on a prescription for free?

Sometimes, you won’t have to pay more for your medications.

But if you don, it might be worth a look at your plan’s coupon policy. 

For example, if your plan allows you to save $50 on a month’s supply of medications, and your premium is $50/month, you would need to pay that off and buy your medications at the same price.

If your plan only allows you $50 off the entire month’s supplies of medication, then you might want to consider the option of getting a discount. 

5.

Can insurance companies give me discounts on prescription drugs? 

Yes. 

6.

How do I get insurance that covers the medication that I’m looking for? 

Many insurance plans have policies that allow them to waive the copay or deductible for prescription medications.

These policies can be really helpful in helping you pay for medications, especially if you need the medication to treat a serious condition. 

7.

What if I have a serious medical condition and need a generic? 

Sometimes, if there’s a generic, there are also other ways to get your medication.

For most patients, the best thing to do is to buy generic medications from a company like Medi-Cal or another insurer.

If Medi’s generic is a cheaper version, you are usually more likely to be able buy the medication at the lower price without a copay. 

8.

What happens if I’m sick?

You might not know this, but there is a chance you could end up with a serious health condition that requires you to have medication for a longer period of time. 

9.

What about other medications? 

Most doctors will give you a generic if it has a similar active ingredient.

However, if the brand of medication you need is different, it’s probably a good idea to look into a generic brand that has the exact same active ingredients. 

10.

Do I need a prescription from a pharmacy?

No.

You don’t have a prescription to fill.

You need to fill out the appropriate form and submit it to the right pharmacy. 

11.

Can it cost me more to buy medications?

  There’s no such thing as a free lunch.

If that is what you’re after, you must plan ahead.

You should look at what medications you need for your treatment, as well as the price and what kind of insurance you’ll be covered. 

12.

How can I tell if I should be paying for a drug? 

Ask yourself these questions to determine if you should be buying a drug for yourself or for someone else. 

13.

How long does it take to get my medication?

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